InvestorFuse Blog

Resources for real estate investors

Home » Mitch Stephen and The Art of Private Lending

Mitch Stephen and The Art of Private Lending

January 12, 2022 by Carlos Zamora Leave a Comment

Mitch Stephen

Meet Mitch Stephen

Mitch Stephen has been a self-employed RE investor for 25+ years purchasing well over 2,000 houses in and around his hometown of San Antonio, TX.  Today he specializes in owner financing properties to individuals left behind by traditional lending institutions and giving new life to properties that scar the neighborhoods.

Mitch explains his principles and theories he believes led him to financial freedom and over 2k transactions completed.

Episode Outline

0:00 Intro to Mitch Stephen

Adapt and Overcome……I’m a ready fire aim guy, always have been.

3:45 How Mitch got into real estate

For about 2.5 decades Mitch has bought a house every four days for a total of 2000 homes.

Started full time investing in March 1996 by calling people on the classified ads when there was little competition. He could have learned a lot faster if information was readily available as it was today/

Financial Freedom defined: When your wants and needs match your passive income!

Mindset hack for accomplishing goals: Mitch changed his goal of making a million dollars, to making $3,500/month which made it a lot more realistic and attainable

Now Mitch’s main aim is helping people.

10:20 Pain points and struggles in building these businesses, and limiting beliefs

  • First limiting belief to overcome: You need money in this business to make money
  • Second limiting belief: Who’s going to loan me money. It’s all about the deal not about you 
  • Third limiting belief: No one can do this task except me
    • The first thing a solo investor should do is hire a VA…you’ll realize they will do things better than you. 
  • Fourth limiting belief: Working with partners. Mitch had a bad one early on which scared of him getting others in the future

Mitch has 8 businesses right and he has learned to stay in his lane

18:30 Mitch joining his first mastermind

Mitch transitioned from wearing every hat in his business to hiring out everything and realizing every single person will perform better in that seat because they are only focused on that one seat!

23:00 Delegations and what to Delegate

Mitch teaches renters to become owners. How many lives have I changed? 2,500 times have hes been able to do this.

31:15 Mitch’s new book, The Art of Private Lending

Teaching people how Mitch has done his private lending business

34:15 Tax Strategies 

The reason the rich get richer is because they pay to get the education around the subject and openly talk about money with family and friends

40:00 Staying in his lane with Real Estate

41:00 Finding a “Forever” investing strategy

Pick businesses that you are building cash flow

Mitch Stephen and The Art of Private Lending on YouTube

Mitch Stephen and The Art of Private Lending on our Podcast

About Mitch

1000houses.com

Mitch Stephen has been a self-employed RE investor for 25+ years. His real estate investing career started at the age of 23 when he read “Nothing Down” by Robert Allen.

Mitch Stephen has purchased well over 2,000 houses in and around his hometown of San Antonio, TX. A high school graduate, who never stopped learning. Books, CDs, seminars and webinars were his classroom.

Today he specializes in owner financing properties to individuals left behind by traditional lending institutions and giving new life to properties that scar the neighborhoods.

He has perfected a method of achieving cash-flow without having to be a landlord and without having to rehab properties. He’s mastered the art of raising private money and the classic “Nothing Down” deal.

He has pioneered the idea that you don’t have to give discounts to sell your notes.

A passionate speaker who delivers the message of integrity first and profits second; an expert at keeping it simple and explaining, in plain English, the theories that made him financially independent. He is always an inspiration to those around him.

Mitch has been interviewing for his podcast for over 3 years and has more than 400 great guests.

Find Mitch

  • WordPress
  • WordPress
  • Mail

Filed Under: Interviews, Mindset, Rental Properties Tagged With: creative deals, creative finance, financial freedom, flipping houses, notes, passive income, Texas Real Estate

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Our Customers Love Us!

Like our product and support team?

Leave us a review on Trust Pilot!

Blog Categories

Recent Posts

  • InvestorFuse Release 3.104 April 29, 2025
  • 5 Underrated InvestorFuse Features Every Real Estate Wholesaler Should Be Using April 17, 2025
  • InvestorFuse Release 3.98 and 3.99.1 January 27, 2025
  • InvestorFuse Release 3.97 September 18, 2024
  • InvestorFuse Releases 3.95 and 3.96 August 6, 2024

Recent Comments

  • Kisha Ward on Real Estate Novations with one of the Top Nationwide Wholesalers
  • ifblog on InvestorFuse IF3 Release 3.74
  • Summer Anderson on InvestorFuse IF3 Release 3.74
  • AJ Santiago on Automate Driving for Dollars with FlipTeam CEO Chris Logan
  • Ed on Automate Driving for Dollars with FlipTeam CEO Chris Logan

Are you Interested in Getting Interviewed for our Podcast?

We are always looking for people to interview for our Podcast! If you’re interested in being a guest  please fill out this form. 

We’ll go over your application and let you know if we’re a good fit!

InvestorFuse Podcast Application

What Type of Real Estate Investor are you?

Get Info on IF3

  • Investorfuse Product Info
  • IF3 Pricing

Sign up for an IF3 Demo with Carlos!

Please Follow us on Social Channels

RSS
Follow by Email
Facebook
Facebook
fb-share-icon
Twitter
Visit Us
Follow Me
Post on X
YouTube
YouTube
LinkedIn
LinkedIn
Share
Instagram

Subscribe to our blog!

Get new posts by email
  • Investorfuse Product Info
  • IF3 Pricing

@Copyright 2023 InvestorFuse